Car Insurance - How Big a Risk is a Woman?

Normally, car insurance does not provide specific benefits of value added and non-specialist insurers. They argue that companies such as Sheilas wheels are simply innovative advertising campaigns targeted at women drivers. Craig Martin of Norwich Union said that even if drivers have a lower risk for women, a policy of standard offer many practical benefits that outweigh the additional devices offered by specialist insurance companies. Moreover, there comes a point where insurance is cheaper for women than for men. AA cites the case of a Ford Focus was held in Cambridgeshire, for which the insurance for a woman, 55, was £ 257.65 and £ 252.52 for a man. Young people have a much higher risk of having an accident than women, but this difference in risk decreases with age. Take a driver 17 years of age in our survey, the prize was 2906.25 pounds, while a similar policy for a woman was 1938.13 pounds. For the two pilots, when they reach the age of 40 years with virtually no difference in the premium. For people in their mid-50s, the insurance for a man is slightly cheaper than for a woman. There are a number of other factors that influence the cost of insurance, in addition to age and sex. An area with a high crime zip code, like Liverpool, has premiums that are more than twice the national average. This feature is weighted much heavier than others. Confirming the trend, young people are six times more likely to die in an accident at a young women. However, by their mid-30s, both sexes are equally likely to have a fatal accident. The risk of mortality in older men is less than that of women. The insurer, Churchill, noted that lifetime, men have fewer accidents than women, 8.2 to 9.5 accidents. Accidents involving women, most of which occur at lower speeds, lower insurance costs than men, the title has been mentioned the figure is not necessary that the final figure. Although the level of excess can reduce the premium, the contribution of the driver against the bill for repairs can far outweigh the apparent convenience of the opening of trading. For example, Norwich Union, you can get a low budget, but their costs are in excess are very high. If quoting a figure on the economic aspect, on charges extra for services such as the European coverage or a courtesy car. ISPs, who are members of a group is looking for potential customers who have the same profile and set their prices accordingly. Although Direct Line, Churchill, Privilege and NatWest are all members of the RBS Group, is quoted at all different prices. Looking supermarkets, Norwich Union motor insurance offered by Asda, the RBS Group offers insurance for Tesco and Sainsbury to Esuri. There are several reasons why car insurance for women is lower than that of men until the age of 45 - Government figures indicate that over 92 percent of the driving convictions in the UK Great Britain are men. Men are responsible for 98 percent of all convictions for dangerous driving. Women drivers tend to drive more slowly, carefully and for shorter distances than men. Although women have accidents than men, are less likely to be serious.